Baltic Financial & Regulatory Summit – FinReg 2018 - annual Baltic summit exploring the latest trends and challenges faced by the financial sector and the central networking and knowledge sharing platform for financial sector professionals operating in the Baltic market. FinReg 2018 forum will offer equally relevant topics, high-level prominent speakers and will invite all the key market participants from the Baltic States and abroad.
Richard Johnson is a specialist in the convergence of digital technology and financial services. Richard started his career at NatWest and Royal Bank of Scotland, where his 20 years’ experience covered all sectors, especially retail banking, in front-line, advisory, strategic and senior line management roles. He then joined Monitise, a technology start-up specialising in mobile banking and payments software, as Strategy Director.
The business grew to a peak $2bn valuation with deployments in Europe, the US and Asia. With his combination of large and small company experience, Richard is now an independent advisor to a range of businesses on their fintech strategies, as well as writing industry research and delivering executive education on this subject.
Stephan is one of the co-founders of Etherisc, a blockchain startup building decentralized insurance applications. Before Etherisc, he co-founded disrupt consulting, a cooperative for digital strategy consulting, educated major banks and telecom enterprises on blockchain technology, and was part of the of the UBS Crypto Innovation Lab.
Stephan has more than 20 years experience with IT businesses, has been working on digital currencies since 2008 and holds a PhD in Information Management from ETH Zürich.
André Küüsvek is the Director for Local Currency and Capital Markets Development (LC2) at the European Bank for Reconstruction and Development (EBRD), leading the strategic bank-wide LC2 Initiative. He is also a member of two EBRD management committees, the Strategy and Policy Committee and the Asset and Liability Committee.
André’s earlier career with the EBRD includes being a Country Director in Ukraine, the second largest country of EBRD investment, in 2008-2013; and a Country Director in Kazakhstan in 2004-2008. Before this, André led project teams investing equity and debt in financial institutions across the EBRD region in 1996-2004, simultaneously being the EBRD-wide coordinator for capital markets and stock exchanges and the financial sector coordinator for several countries. André has served on the boards of over 30 banks, insurance companies, equity funds and enterprises.
André started his banking career as one of the first commercial bankers in Estonia in 1992, heading the international departments of Tartu Kommertspank and Tallinna Pank. He then moved to Germany, working for a private bank Schröder Münchmeyer Hengst, and for Dresdner Bank until 1996.
An Estonian national, André graduated with MSc from Tallinn University of Technology, studying also in Sweden, Germany, Finland and Hungary. He is also a graduate of Estonian Business School and Stockholm School of Economics.
Aivar Paul started as investigator in Central Criminal Police and was in 01.07.1999 one of two establishers of Estonian Financial Intelligence Unit. After FIU Paul went to Hansabank (current Swedbank), where he was leading AML area. From 2013-2015 he was Head of FIU and since then he is Head of AML in LHV.
Akvilė Bosaitė is a Partner and Head of the Banking and Finance Practice Group. She has specialised in banking, finance, investment funds, project financing, restructuring of financing, securities and M&A for over fourteen years. Akvilė Bosaitė is a recommended expert in finance law by international law firm directories. She holds a Master’s degree in Law from Vilnius University and an LL.M. from Erasmus University, Rotterdam (The Netherlands).
During her legal practice, Akvilė Bosaitė has led a number of the largest financing, investment funds, capital markets and mergers and acquisitions projects both in Lithuania and foreign jurisdictions. She acted as an adviser in numerous banking-related assignments (including lending, refinancing and loan portfolio sale), one of the few initial public offerings of equity and debt securities in Lithuania, structuring and formation of various funds (including venture, seed and UCITS) and other finance law related projects.
EBA BoS Member, Director of Supervision Service, the Bank of Lithuania.
Kilvar Kessler is the Chairman of the Board, the Estonian Financial Supervision and Resolution Authority. He is also Member of Estonian department of the International Law Association, Public Auditor Oversight board, Institute of Internal Auditors of Estonia.
As Vice President of Securities Services at Nasdaq, Arminta is leading a business unit comprised of seven regulated financial entities: stock exchanges, CSDs and an investment firm based in Estonia, Latvia, Lithuania, Iceland and Sweden, which provide a wide range of exchange and post trade services to the Nordic and Baltic clients. In this capacity, Arminta chairs the Boards of Directors or Supervisory Councils of Broker Services AB, Nasdaq CSD SE, Nasdaq Tallinn AS, Nasdaq Riga AS and Nasdaq Vilnius AB.
Arminta also acts as General Manager of Nasdaq’s Technology and Business Support Competence Center in Vilnius, Lithuania, which has grown from nill to 300 in staff since 2015 and provides trading, clearing, product management and other services, manages market IT infrastructure and applications, develops, tests and delivers technology solutions to Nasdaq’s customers around the globe.
Pramod Mohanlal is the co-founder and Managing Director of a technology startup called Yowzit, a company founded by the Boston-based innovation consulting firm, New Markets Advisors. Yowzit specializes in the field of transparency and accountability using their trademarked internet and mobile technology platform to get people talking about the quality of services delivered by public and private sector entities. The platform operates in five African countries and select cities in India. Pramod also leads New Markets Advisors, innovation consulting work across Africa, specializing in Financial Services.
Prior to his role at New Markets Advisors and Yowzit, Pramod was appointed by the President of South Africa to Review the strategic important and viability of the country’s State Owned Enterprises. Together with a team of 12 Commissioners, they created a policy toward the 700+ firms.
Over years of experience as a corporate executive at the leading South African financial institutions Absa and Nedbank, he has implemented a number of multi-national transformational programs. His achievements included designing pioneering cross border lending products, in partnership with the bank’s parent company Barclays PLC. He has deep experience in structuring and executing local and global partnerships in the private and public sectors.
Pramod has a Master’s degree in Statistics, as well as the executive program from Stanford Business School.
Kaarel Ots is the Chairman of the Management Board of Nasdaq Tallinn stock exchange.
He also serves as Member of the Management Board of FinanceEstonia cluster organization, Member of the Supervisory Board of Baltic Institute of Corporate Governance and Member of the Supervisory Board of the Estonian Service Industry Association.
Lauris Liepa is the Managing Partner of COBALT Latvia and is recognized to be a noted practitioner in litigation, constitutional law, banking and finances and M&A. Lauris has a strong track record of significant landmark cases brought before the courts of the Republic of Latvia, the Court of Justice of the European Union and also the European Court of Human Rights and in recent years he has coordinated major M&A and foreign investment deals. In the course of his legal practice extending over 20 years, Lauris has advised major local and international corporate clients and state institutions, including the Cabinet of Ministers and the Parliament.
Lauris Liepa is also the author of numerous benchmark legal publications; gives lectures at the Faculty of Law, University of Latvia and the Riga Graduate School of Law and is a member of various NGOs and associations. He takes an active involvement in the Latvian Venture Capital Association, is a member of the Supervisory Committee of NASDAQ OMX Riga and since 2011 is also a member of the supervisory board of the Arbitration Court of the Latvian Chamber of Commerce and Industry.
Kristel Raidla-Talur is a partner and co-chair of the Banking & Finance practice group at COBALT Estonia. She advises clients mainly on venture capital and other financing transactions. Kristel also has extensive experience in financial regulatory matters, including in relation with operating licences of banks, payment institutions, credit providers, fund managers and other financial institutions as well as requirements applicable to their activities. Kristel is continuously advising investment funds Karma Ventures and Rubylight on their investments in Europe, USA and elsewhere. Kristel is the partner responsible for advising DNB bank on financial regulatory matters related to combining the Baltic operations of DNB and Nordea.
Kristel is a member of the Estonian Bar Association since 2004. She also serves as a member of the Legal Committee of Estonian Private Equity and Venture Capital Association (EstVCA) as well as Tax, Legal and Regulatory Committee of Invest Europe. In 2017, Kristel was elected to the board of EstVCA.
Investment Bank Technologist, Crypto and Blockchain expert.
17 Years Fintech / Data Analytics / PSD2 / Openbanking experience.
Guest Lecturer / Startup Weekend mentor.
Daiga currently serves as Chairman of the Management Board at Nasdaq Riga and is Member of the Management Board at Nasdaq Tallinn. Since 2012 she is responsible for Exchange Services at Nasdaq Baltic market. She is also serving as Chairman of the Board of the Baltic Institute of Corporate Governance.
Florian Glatz has been a lawyer, software developer and consultant in the blockchain since 2014. He co-founded the Legal Tech Center and the German Blockchain Association, for which he serves as president. As a lawyer, Florian helps startups and corporations alike to navigate the uncharted waters of applied blockchain technology in a world of legacy legal systems.
Currently Managing Partner at Change Ventures, a new seed fund based in the Baltic States and backing ambitious Baltic founders worldwide. We invest up to $500,000 in early stage startups, looking for founding teams that have the "grit" to succeed. Our investments include Interactio, Nordigen, Guaana and Timbeter. Kauffman Fellow (Class 22).
Two years at Stanford Business School during the run-up to the dot-com boom was enough to whet my appetite, and after a stint at strategy consulting firm Bain & Company, I have spent most of the past 17 years at technology startups in the US and Europe. Executive roles included CMO & Business Development at Bookatable (formerly Livebookings, provider of reservations services to restaurants – “The OpenTable of Europe”, which was sold for $110M to Michelin), as well as a Vice President at AeroScout (Enterprise WiFi location solutions, exited to Stanley, Black & Decker for $240m).
During the past few years, I have been involved in various roles at venture capital firms (Sweden's Creandum and Estonia's SmartCap), co-founded or worked at early-stage startups.
My main social entrepreneurship engagement is as co-founder of TechHub Riga, the first expansion location for TechHub from London. We kick-started the emergence of the startup community in Latvia, set up the leading co-working space in Riga and run highly popular meetups and the annual TechChill conference.
I am a frequent speaker at various conferences and events. During the past few years I have also frequently been invited to mentor startups at Seedcamp, Startup Wise Guys, Startup Sauna and other accelerator programs. Several Ministers for Economics and Prime Ministers of Latvia have sought out my advice on developing the startup ecosystem.
I was recently humbled by the award presented to me by the President of Latvia - the Human Development Award for an outstanding contribution to the future of the nation - for my work with startups and TechHub Riga.
Jon Matonis is the Chairman of Globitex, a Founding Director of the Bitcoin Foundation and his career has included senior influential posts at VISA International, VeriSign, Sumitomo Bank, and Hushmail.
An economist and e-Money researcher focused on expanding the circulation of nonpolitical digital currencies, Jon also serves as an independent board director to companies in the Bitcoin, the Blockchain, mobile payments, and gaming sectors. Jon has been a featured guest on CNN, Bloomberg, NPR, Al Jazeera, RT, Virgin Radio, and numerous podcasts. As a prominent fintech columnist with Forbes Magazine, American Banker, and CoinDesk, he recently joined the editorial board for the cryptocurrency journal Ledger. His early work on digital cash systems and financial cryptography has been published by Dow Jones and the London School of Economics.
Jon advocates worldwide for Bitcoin and its disruptive economic implications to a wide variety of audiences, including members of the Federal Reserve, Bank of England, ECB, SWIFT, IRS, DOJ, retail payment networks, major financial institutions, financial regulatory bodies, mobile money issuers, iGaming operators, information security firms, hedge funds, gold investors, and family offices.